Agricultural Conservation Easement Program

The Agricultural Conservation Easement Program (ACEP) provides financial and technical assistance to help conserve agricultural lands and wetlands. There are two program components under ACEP, the Agricultural Land Easement (ALE) component and the Wetlands Reserve Ea…

Agricultural Management Assistance Program

The Agricultural Management Assistance Program (AMA) helps agricultural producers use conservation to manage risk and address natural resource issues through natural resources conservation. The Natural Resources Conservation Service (NRCS) administers the AMA co…

Business & Industry Guaranteed Loans

The Business & Industry (B&I) Guaranteed Loan Program provides a government guarantee to lenders for their loans to businesses located in rural communities. The purpose of the B&I program is to improve, develop, or finance business, industry, and em…

Community Facilities Direct and Guaranteed Loan and Grant Programs

Essential community infrastructure is key in ensuring that rural areas enjoy the same basic quality of life and services enjoyed by those in urban areas. Community Facilities Programs offer direct loans, loan guarantees and grants to develop or improve essential pu…

Conservation Reserve Program

The Conservation Reserve Program (CRP) pays a yearly rental payment in exchange for farmers removing environmentally sensitive land from agricultural production and planting species that will improve environmental quality.

Dental Faculty Development and Loan Repayment Program (DFDLRP)

The purpose of this program is to increase the number and quality of the oral health workforce by assisting dental training programs to attract, develop, and retain dental faculty through both loan repayment and faculty development activities. Award recipients must…

Direct Home Loans for Native Americans

The Native American Direct Loan (NADL) program makes home loans available to eligible Native American Veterans who wish to purchase, construct, or improve a home on Federal Trust land or to reduce the interest rate.

Veterans who are not Native American, bu…

Electric Infrastructure Loan & Loan Guarantee Program

The Electric Program provides capital and leadership to maintain, expand, upgrade and modernize America's vast rural electric infrastructure. The loans and loan guarantees finance the construction or improvement of electric distribution, transmission and generation fa…

Faculty Loan Repayment Program (FLRP)

The Faculty Loan Repayment Program (FLRP) provides a financial incentive for degree-trained health professionals from disadvantaged backgrounds to serve as a faculty member in an accredited, eligible health professions school in the following disciplines: allopathic,…

Farm Bill Broadband Loans and Loan Guarantees

The purpose of this program is to provide loans to fund the cost of construction, improvement, or acquisition of facilities and equipment needed to provide broadband service in eligible rural areas. A direct loan shall bear interest at an annual rate either (1)…

Farm Operating Loans (Direct and Guaranteed)

The Farm Service Agency (FSA) offers farm operating loans to family farmers and ranchers to promote, build and sustain family farms in support of a thriving agricultural economy.

FSA provides guaranteed and direct loans. Under a guaranteed loan, a co…

Farm Ownership Loan-Direct and Guaranteed

Eligible applicants may obtain direct loans up to a maximum indebtedness of $300,000. Maximum indebtedness for guaranteed loans is $1,399,000 (amount adjusted annually for inflation). The maximum repayment term is 40 years for both direct and guaranteed farm ownership…

Farm Storage Facility Loans

Farm Storage Facility Loans (FSFL) are provided to encourage the construction of on-farm storage and handling facilities for eligible commodities. Eligible commodities include: corn, grain sorghum, oats, wheat, barley, rice, soybeans, peanuts, minor oilseeds, lentils,…

Federal Guarantees for Financing Tribal Housing Activities

This program provides a 95 percent loan guarantee to lenders who partner with Indian tribes or their designated housing entities (and who are recipients of HUD's Indian Housing Block Grant program) to develop or administer affordable housing.

Health Professions Student Loans

The Health Professions Student Loan program provides long-term, low interest rate loans to full-time, financially needy students to pursue a degree in dentistry, optometry, pharmacy, podiatric medicine, or veterinary medicine.

Indian Health Service Loan Repayment Program

The Indian Health Service (IHS) Loan Repayment Program (LRP) awards up to $20,000 per year for the repayment of your qualified student loans in exchange for an initial two-year service obligation to practice full time at an Indian health program site.

Indian Home Loan Guarantee Program

This grant provides and operates cost-effective, decent, safe and affordable dwellings for lower income families through an authorized local Public Housing Agency (PHA).

Indian Home Loan Guarantee Program (Section 184)

This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed mortgage loan program available through private financial institutions.

Indian Loan Guaranty, Insurance, and Interest Subsidy Program

The purpose of the program is to help Indian-owned businesses obtain commercially-reasonable financing from private sources to promote economic development on or near an Indian community's reservation or service area.

Intermediary Relending Program

The Intermediary Relending Program (IRP) provides loans to intermediaries for the establishment of revolving loan funds in rural areas. These revolving loan funds are used to assist with financing business and economic development activity to create or retain jobs in…

Loan Deficiency Payments (LDP)

A producer who is eligible to obtain a loan, but who agrees to forgo the loan, may obtain an LDP. The LDP rate equals the amount by which the applicable loan rate where the commodity is stored exceeds the alternative loan repayment rate for the respective commodity. Th…

Loan Guarantees for Indian Housing

The program provides a 100 percent guarantee to lenders on mortgage loans made to Native borrowers, including American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Loans can be used for new construction,…

Loans for Disadvantaged Students (LDS) Program

The LDS program provides long-term, low-interest rate loans to full-time, financially needy students from disadvantaged backgrounds, to pursue a degree in allopathic medicine, osteopathic medicine, dentistry, optometry, podiatric medicine, pharmacy or veterinary…

Local and Tribal Technical Assistance Program (LTAP/TTAP)

LTAP /TTAP is established to assist tribal governments and local transportation agencies to develop and expand expertise in the development and delivery of transportation programs and projects.

LTAP/TTAP is composed of a network of 58 Centers - one in every…

Marketing Assistance Loans (MAL) - Recourse and Nonrecourse Loans

MALs provide producers interim financing at harvest time to meet cash flow needs without having to sell their commodities when market prices are typically at harvest-time lows. Recourse loans must be repaid at principal plus interest. The recourse loan commodity cannot…

National Health Service Corps Loan Repayment Program (NHSC LRP)

The NHSC LRP offers fully trained primary care clinicians the opportunity to receive financial assistance to repay their qualifying educational loans in exchange for service in a HPSA. A subset of the NHSC LRP is the Students to Service (S2S) LRP which provides…

National Health Service Corps State Loan Repayment Program (NHSC SLRP)

The NHSC SLRP provides matching funds in the form of a grant to States to operate their own loan repayment programs in HPSAs.

NURSE Corps Loan Repayment Program

The purpose of this program is to assist in the recruitment and retention of professional registered nurses (RN) in: 1) approved critical shortage areas to increase access to quality health care by offering loan repayment in return for full-time service at an eligible…

Nurse Faculty Loan Program (NFLP)

The NFLP's purpose is to increase the number of qualified nursing faculty. The program is designed to prepare and train qualified nurse educators to fill faculty vacancies and increase the number of trained nurses entering the workforce. This goal is accomplished by…

Nursing Student Loan (NSL) Program

The NSL program provides long-term, low-interest rate loans to full-time and half-time financially needy students pursuing a course of study leading to a diploma, associate, baccalaureate or graduate degree in nursing. Participating schools are responsible for…

Primary Care Loan (PCL) Program

The PCL program provides long-term, low interest rate loans to full-time, financially needy students to pursue a degree in allopathic or osteopathic medicine. Loans to third and fourth year students may be increased to repay outstanding balances on other loans taken…

Telecommunications Infrastructure Loan Program

This program provides long-term direct and guaranteed loans to qualified organizations for the purpose of financing the improvement, expansion, construction, acquisition, and operation of telephone lines, facilities, or systems to furnish and improve Te…

The Rural Microentrepreneur Assistance Program (RMAP)

Provides loans and grants to Microenterprise Development Organizations (MDOs) to: Provide microloans for microenterprise startups and growth through a Rural Microloan Revolving Fund. Provide training and technical assistance to microloan borrowers and mi…